As we all know, maintaining auto insurance is important for many reasons.
If you are involved in a
car accident with an uninsured driver, and do not have uninsured motorist coverage,
it may be impossible to recover your damages. In Kansas, if you do not
have auto insurance, your ability to recover your damages for pain and
suffering, even if the at fault driver is insured, is severely restricted.
In 2011, Kansas enacted what is commonly known as a “no pay, no play”
statute. Pursuant to the statute, an uninsured driver’s ability
to recover damages for pain and suffering, after having been involved
in a car accident, may be precluded, as against an insured, at fault driver.
Several other states have adopted similar statutes over the last several years.
Such statutes demonstrate how difficult and complicated it can be to recover
personal injuries arising out of a car accident. If you have been injured in a car accident,
and would like a free consultation to explain your rights, feel free to
call or e-mail.
The following is a link to the
Kansas “no pay, no play” statute.