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Minor Impact Car Accidents and the Insurance Adjuster's Refusal to Pay

Posted By Russ Purvis || 20-Jul-2012

I hear it from insurance adjusters time and time again: “Your client‘s car accident, involved a minor impact collision, with little property damage; therefore, your client cannot possibly be seriously injured”. At best, such a statement represents an insurance adjuster’s fundamental misunderstanding of the laws of physics, as they relate to car accidents. Unfortunately, I think it is more likely that the insurance industry as a whole has taken this stance, knowing full well that the position is not supported by the facts.

The facts are pretty straight forward. A large percentage of injuries to the spine occur as a result of a rear end collision. Injuries to the spine can and do occur in accidents involving speeds as low as five miles per hour. Most injuries to the spine occur at speeds of less than twelve miles per hour. Newer vehicles are designed with bumpers that will withstand, without any damage, speeds of up to fifteen miles per hour. Therefore, injuries are very likely to occur at low speeds that do not result in property damage.

If you have been involved in a low impact car accident, it is more likely than not that the at fault driver’s insurance company will attempt settle the claim for a very small amount of money. No one should accept less than adequate compensation for injuries resulting from the negligence of another. The truth of the matter is that the insurance companies all have attorneys working for them, and you need an attorney working for you to maximize the amount you recover from the insurance carrier. Contact the Montee Law Firm for a free initial consultation. Our firm has been fighting for the rights of people involved in car accidents for decades, and we look forward to assisting you.

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